Asgard: May 2015

Artical

FDI Norms for NRIs Relaxed – Foreign Investments Anticipated

5/30/2015 12:13:00 PM

Artical

FEW DETAILS ABOUT MR.NARENDRA MODI’S 1ST YEAR AS PM

5/28/2015 12:29:00 PM

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What is GST – One Step Towards Simplifying the Muddled Up Tax System

5/24/2015 10:27:00 AM

Exam Strategy

How to improve english for competetives?

5/24/2015 07:44:00 AM

Artical

Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY): Ensuring your Future

5/18/2015 07:06:00 PM

Artical

Stop Female Foeticide – Save the Girl Child

5/16/2015 01:25:00 PM

Artical

‘Skill India’: A New Programme Launched in March 2015

5/14/2015 08:15:00 PM

Quiz Discussions

Atal Pension Yojana(APY) for Social Security in India

5/12/2015 11:10:00 AM

Quiz Discussions

Pradhan Mantri Suraksha Bima Yojana (PMSBY) – An Accidental Insurance Scheme

5/10/2015 01:23:00 PM

Artical

Top 50 Take a ways From Union Budget 2015-16

5/08/2015 04:36:00 PM

Daily E-News Paper -7th May 2015

5/07/2015 11:06:00 AM

Artical

What is Atal Mission for Rejuvenation and Urban Transformation?

5/06/2015 11:10:00 AM

Artical

‘Beti Bachao, Beti Padhao’ Scheme – To Ensure The Rights Of The Girl Child

5/04/2015 12:02:00 PM

After the successful implementation of innovative schemes like the ‘Jan Dhan Yojana,’ Make in India’ and Swachh Bharat Abhiyan, Prime Minister Narendra Modi now launched one more scheme, ‘Beti Bachao, Beti Padhao’ (save the girl child, educate the girl child), on January 22 in Panipat in Haryana.
With an initial corpus of Rs 100 crore, the scheme has been launched in a hundred districts across the country. In Haryana where the child sex ratio (CSR) has been dismally low, 12 districts have been chosen: Rewari, Mahendergarh, Bhiwani, Jhajjar, Ambala, Kurukshetra, Sonepat, Rohtak, Karnal, Kaithal, Panipat and Yamuna Nagar.
The scheme aims at making girls independent both socially as also financially through education. This approach of the Government can facilitate in generating awareness and improving the efficiency of delivery of welfare services meant for the women.

Why the scheme ?

The latest census of 2011 reveals a declining trend in CSR in the age group of 0 to 6 years, the figure for girls having gone down to 919 per 1,000 boys, from what it was in the 2001 census – 927.

The practice of aborting female foetus has become more rampant with the availability of modern diagnostic tools for sex determination of the unborn. With the social biases favouring the male child on consideration of economic advantages and the deep-rooted attitude of labelling the girl child as more of a liability, the sex ratio in the country has been skewed.

The process of elimination continues even after birth in various forms of discrimination in matters of health, nutritional and educational needs of the girl child.Therefore, it has been rightly stated that women’s disempowerment begins even before birth. Concomitantly, the fact remains that empowerment of women leads to allround progress and emancipation from backwardness of beliefs and unscientific practices in the society. And towards driving this home among the rural folks confined to superstitious beleifs and practices, the new media and communication methods need to be fully utilised. The ‘Beti Bachao, Beti Padhao,’ campaign has been launched to achieve this objective, of bringing about the awareness and the change.

What Modi said

Lamenting that we have an 18th century mindset, the Prime Minister called for an end to the discrimination between sons and daughters. He said this is the key to ending female foeticide. Modi reminded the medical fraternity which also contributed to female foeticide, that their medical education had been for the purpose of saving lives, and not killing daughters.

The Prime Minister also launched the ‘Sukanya Samriddhi Account’ for the benefit of the girl child. He released a stamp on the theme of ‘Beti Bachao, Beti Padhao,’ and administered the ‘Beti Bachao, Beti Padhao pledge on the occasion.

Today the society as a whole needs to change the attitude towards the girl child to end female foeticide. The practice is prevalent among every strata of the society. Although there was a healthy sex ratio in the north-eastern region and tribal areas, in many parts of the country the incidence of female foeticide is high.

The Government has initiated this innovative scheme to save the lots of the girl children.

Scheme is boon not only for girls but also for society

In this scheme, the Ministry of Women and Child Development is functioning in collaboration with various other Ministries like Education Ministry and Health Ministry.

It can be a boon not just for the girl children but also for the whole society. Moreover, ‘Beti Bachao, Beti Padhao’ yojana comes at a time when the nation is confronted with problems associated with women’s safety like rape and other forms of assault. The Government also projected Rs 150 crore to be spent by the Ministry of Home Affairs on a scheme to extend the security of women in large cities.

The Union budget has also allocated to the Ministry of Road Transport and Highways Rs 50 crore for pilot schemes to safeguard the safety of women on public road transport. That may be a welcome step as this can facilitate to restore women’s faith in the system.

The formidable project can embrace a number of the most effective practices for better initiation and implementation. For example, West Bengal has a system for enabling money transfers at periodic intervals for the child’s education. In Punjab, pregnant girls are registered in their first trimester in order that the authorities may follow up and monitor cases of foeticide. Another example is Tamil Nadu’s Amma Baby Care Kit.

However, the initiative although sensible has been for the most part criticized by many people. It’s not enough to allot funds and formulate schemes, it is said. There is need to amend the laws and penalise those who harm the girl children. There’s also need to educate the grass roots about the rights of the girl child to exist.

Thank You

Tips

The Final Step-Interview Tips

5/03/2015 09:12:00 AM

YOUR DRESSING SENSE

Stand in front of the mirror and ask yoursel
Do YOU look like an officer in a bank?
If the answer is Yes, YOU have nailed it. If not, YOU should reconsider your attire.

BEFORE ENTERING THE INTERVIEW ROOM:

Do you seek permission before entering the interview room?

WHILE YOU ENTER THE INTERVIEW ROOM:

The way you walk in the interview room…

Do you greet each and every interviewer on the other side of the table by bowing a bit?
Do you wait for them to offer the seat and keep standing or you just grab and sit?
If they don’t offer the seat to YOU, then what do you do?
Keep standing for a few seconds, look at them, if they still don’t offer the seat, then politely seek their permission May I take the seat?

Thank them when they offer it.

WHEN YOU ARE IN THE INTERVIEWEE SEAT

How are you sitting in there?

Is your posture right?
Back straight; with your palms on your lap facing downwards!
Do you look confidently in the eyes of Interviewer while answering the questions or listening to him?
Is your tone polite?
Are your answers coherent and make sense?
Ensure YOUR thoughts are clear and YOU stick to what YOU said earlier.
How do you behave when they push you and stress YOU by scolding YOU or asking any stupid/difficult question?

If you are not getting any answer to a genuine question, say politely I am not able to recall at this point of time. Be calm and smile a bit. The interviewer gets the notice YOU are not stressed even though they are trying to do so. For Silly question, simply SMILE!

WHEN IN THE END, THEY ASK YOU, DO YOU HAVE ANY QUESTION?

Do ask some relevant question. Make sure you don’t bluntly say NO. Be prepared for this question while interview is ON. Take a clue form the discussions YOU had with them during the interview

ONCE THEY SAY – IT IS ALL!

Say Thank You, stand up bow a bit once and say Good Day All Of You/ Good day Sirs/Ma'ams!

Move confidently out of the room. Make sure you leave the door slowly. You shouldn’t bang it while leaving.

THE ATTITUDE POINT

An important part of being professional is the kind of ATTITUDE YOU have.

By ATTITUDE I mean:

Do YOU have the urge to learn more, particularly in the Job field they are going to hire YOU…one way to show YOUR urge to learn is simply by showing in the interview what YOU are learning in that field…What all YOU are reading and discussing about!

They also try to judge YOU on YOUR EXPECTED ATTITUDE towards fellow employees, YOUR seniors and juniors. Understand the Organization Culture YOU are going to be interviewed for. That helps!

Thank You

Artical

Sukanya Samriddhi Account: New Scheme for a Girl Child in India

5/01/2015 11:29:00 AM

Save for every girl child in India. Reinforcing this idea, Prime Minister Narendra Modi launched ‘Sukanya Samriddhi Account Scheme’, a small savings scheme as a part of the ‘Beti Bachao Beti Padhao’ campaign. It is also considered a part of the government’s initiative to increase the percentage of domestic savings, which has reduced from 38% of the GDP in 2008 to 30% in 2013. This scheme will encourage parents to save for the education and future of their girl child.

How to Open the Sukanya Samriddhi Account?

Guardian to open the account: The account can be opened only by parents or legal guardians for upto two girl children. In case of twins or triplets, an exemption will be made on production of a certificate from authorised medical institutions.

Age Eligibility: A Sukanya Samriddhi account can be opened for a girl child till she attains the age of 10. The scheme started from 2 December, 2014. An initial grace period of one year has been announced for convenience. A girl child, who is born between 2 December, 2003 and 1 December, 2004, can open account by 1 December, 2015.

Account in the name of the beneficiary: Sukanya Samriddhi Scheme can only be opened in the name of the girl child. The depositor (guardian) will be an individual, who deposits amount in the account on behalf of the minor girl child.

One Girl One Account: Only one account can be opened per girl child.

Where to open Account: Sukanya Samriddhi account can be opened in Post Offices or authorised Banks (State Bank of India, Bank of Baroda, Punjab National Bank, Bank of India, Canara Bank, Andhra Bank, UCO Bank, and Allahabad Bank, to name the few).

More Information on Sukanya Samriddhi Account

Account Transferability: The account can be opened with an amount of Rs. 1000. It can be transferred from the original location to anywhere in India as the girl child relocates.

Minimum Contribution: A minimum contribution of Rs. 1000 per account has to be deposited per year. A maximum of Rs.1, 50,000 per account can be deposited. There is no limit in the number of deposits in a financial year. The money can be deposited through cash, cheque or draft.

Penalty: A penalty of Rs.50 will be imposed if the account is not credited with the minimum amount.

Rate of Interest: The scheme is offering an interest rate of 9.1% per year. However, it will be revised in April every year and the change will be communicated subsequently. The interest will be compounded yearly and directly credited to the account.

Term Period: The guardian is expected to deposit amount in the account only till the completion of 14 years. No deposits after that is required till the maturity of the account.

Withdrawal: A premature withdrawal (at the end of the previous financial year) of 50% of the accumulated amount is allowed after the girl child turns 18.

Closure of Account: The account can be closed only after the child turns 21. If the money is not withdrawn even after that, it will continue to earn the interest.

Taxation: As per Section 80C of Income Tax Act, the investment (up to Rs.1.5 lakhs) under the scheme, all the payments including the interest payment and the total maturity amount will be fully exempted from taxation.

What Are the Documents Required for Opening an Account ?

Birth Certificate of the girl child.
Address and photo identity proof (PAN Card, Voter ID, Aadhar Card) of the guardian.har Card)

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So how are the two projects different?

Why the scheme ?

What Modi said

Scheme is boon not only for girls but also for society

YOUR DRESSING SENSE

BEFORE ENTERING THE INTERVIEW ROOM:

Do you seek permission before entering the interview room?

WHILE YOU ENTER THE INTERVIEW ROOM:

The way you walk in the interview room…

WHEN YOU ARE IN THE INTERVIEWEE SEAT

How are you sitting in there?

Is your posture right?

Back straight; with your palms on your lap facing downwards!

Do you look confidently in the eyes of Interviewer while answering the questions or listening to him?

Is your tone polite?

Are your answers coherent and make sense?

Ensure YOUR thoughts are clear and YOU stick to what YOU said earlier.

How do you behave when they push you and stress YOU by scolding YOU or asking any stupid/difficult question?

WHEN IN THE END, THEY ASK YOU, DO YOU HAVE ANY QUESTION?

ONCE THEY SAY – IT IS ALL!

Move confidently out of the room. Make sure you leave the door slowly. You shouldn’t bang it while leaving.

THE ATTITUDE POINT

An important part of being professional is the kind of ATTITUDE YOU have.

How to Open the Sukanya Samriddhi Account?

More Information on Sukanya Samriddhi Account

What Are the Documents Required for Opening an Account ?

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